The costs of buying a new home.

This is the most expensive upfront cost when purchasing a home. We will calculate this fee and let you know if you qualify for any exemptions or concessions.

When you take out a mortgage you will be charged a registration fee by the government and an application fee by the lender for setting up the home loan. 

A fee charged by the government for the transfer of the title. We will calculate the transfer fee prior to submitting your application so you know the cost.

Lenders Mortgage Insurance is charged to a home buyer if their deposit is less than 20% of the purchase price. Some professions are eligible for LMI discounts.

The fee for using a solicitor or conveyancer to review the contract of sale and perform other services to reduce your risk is usually between $750 to $2,500.

Building insurance is compulsory when you have a mortgage, and if you choose to protect your valuables inside the home you will need extra cover - premiums vary.

A professional conducting a pest and building inspection of the property you are purchasing may cost roughly $500, but could save you $1,000's in the long run.

Before you reach settlement, make sure you shop around on gas, electricity, phone & internet for a good deal and arrange to have them connected when you move in.

While not always necessary, don't forget to consider the need for a removalist and book ahead of time. We also recommend you check out company reviews.